As inflation cools across Canada, the mortgage market enters a complex new chapter. While the Bank of Canada cuts rates, many homeowners are feeling the pinch of higher monthly payments during 2025 renewals. Here's what you need to know about the evolving mortgage landscape.

Canada’s real estate market may face some serious growing pains as AI automation threatens to displace white-collar workers in urban hubs. This shift could dampen housing demand, prompt suburban migration, and even lead to localized mortgage distress—especially in tech-heavy cities.