Unlock Hidden Wealth Using This Investor Trick Most Homeowners Overlook

✍️ By Debbie Balfour | WBN News | August 8, 2025 | Click HERE for your FREE Subscription to WBN News and/or to be a Contributor.

Want to invest in real estate without touching your savings? Here’s a strategy top investors use that’s hiding in plain sight: your home’s equity.

By opening a Home Equity Line of Credit (HELOC) on your primary residence, you can access tens (or hundreds) of thousands in capital, without selling a single asset. This revolving line of credit becomes your personal funding engine, giving you liquidity when banks say “no.”

Why it’s brilliant: HELOCs often have lower interest rates than other loans, and you only pay interest on what you use. Investors use this flexible cash source as down payments for rental properties, BRRRR deals, or even renovations.

Even better, there’s a tax advantage. In many cases, the interest on HELOC funds used to acquire or improve investment property can be tax deductible in Canada. This can reduce your overall borrowing cost and increase cash flow efficiency. Be sure to consult a Canadian tax professional to confirm how it applies to your specific situation.

Now picture this: You’ve used your primary home HELOC to buy a duplex. A year later, that duplex appreciates, and you refinance or open a new investment property HELOC. Now, you’ve created a new stream of equity to tap, without needing a penny from your paycheck. Investors rinse and repeat, growing a portfolio with compounded leverage.

It’s a wealth loop. Primary home equity fuels investment. Investment gains fuel more leverage. And all the while, your net worth climbs.

Start seeing your home not just as a place to live, but a launchpad.

Ready to turn your walls into wealth?

Debbie Balfour | Real Estate Investing Success Coach + Podcast Host
📍 Website: www.DebbieBalfour.com
📧 Email: Debbie@DebbieBalfour.com
🔗 LinkedIn: Debbie Balfour
▶️ YouTube Channel: youtube.com/@DebbieBalfour

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TAGS: #Real Estate Investing #HELOC Strategy #Wealth Building #Passive Income #Equity Leverage #Smart Investing #WBN News Langley #WBN News Abbotsford #WBN News Okanagan #Debbie Balfour