The cannabis beverage category has entered a new era. Once primarily sold through licensed dispensaries, THC-infused beverages can now be legally served in bars, taprooms, restaurants, private events, festivals, stadiums, and entertainment venues across many parts of the country.
The cannabis beverage category has entered a new era. Once primarily sold through licensed dispensaries, THC-infused beverages can now be legally served in bars, taprooms, restaurants, private events, festivals, stadiums, and entertainment venues across many parts of the country. This shift is changing how people socialize. Consumers are choosing lower-dose, sessionable THC beverages as a modern alternative to alcohol social, balanced, and generally more predictable.
However, while the market has evolved quickly, insurance coverage has not.
Until now.
For the first time, dedicated THC Beverage Liability coverage is available, with premiums starting at $2,500 + taxes and fees, designed specifically for businesses that serve, sell, distribute, or manufacture THC beverages.
Most standard Liquor Liability and General Liability policies specifically exclude impairment caused by THC. So if a patron becomes intoxicated from a THC beverage you provided—and later causes an injury, accident, or property damage your existing insurance would likely not respond.
This new policy fills that gap, offering protection when impairment from THC beverages is alleged to have contributed to a claim.
If THC beverages are part of your menu, sales model, or brand strategy, you need this coverage.
This includes:
If you serve it, pour it, sample it, sell it, or manufacture it — you’re exposed.
Coverage Includes:
This ensures that major venues and brand partners can meet contractual insurance requirements and risk-transfer standards.
This is not a “one-size-fits-all” policy underwriting is tailored to how and where beverages are served.
If THC is involved and you don’t have this, you’re uninsured.
Starting at $2,500 annually
(Plus applicable taxes and fees)
Pricing scales based on:
We will walk you through a streamlined intake process. To begin, you’ll need:
That’s it, no complicated underwriting maze.
THC beverages are rapidly reshaping the hospitality and social consumption landscape. The brands, operators, and venues that adopt responsible service practices and proper insurance will lead the category forward.
With dedicated THC Beverage Liability now available including excess limits up to $10,000,000 for stadiums and arenas the industry finally has a scalable insurance foundation.
Website: https://cannabisriskmanager.com/
Email: kirk@cannabisriskmanager.com
Phone# 925-359-1472
LinkedIn: www.linkedin.com/in/kirkemiller
Book Your Initial Consultation via Calendly: https://calendly.com/kirk-nps/risk-management-analysis
TAGS: #Thc, #Thc Beverages, #Risk Management, #Cannabis Beverages, #Hospitality, #Kirk Miller