Asbestos exposure can result in severe long-term health issues like mesothelioma, lung cancer, and asbestosis. Claims related to asbestos have historically resulted in massive legal and settlement costs for insurers. Let's talk about it.

Due to the potential hazards associated with heat producing activates, insurers often impose specific conditions or exclusions within business insurance policies. Understanding how these provisions work is essential for ensuring proper coverage and risk management. Let's talk about it.

If you own or manage a brick and mortar business, real estate investor, property management, hospitality, food service, or healthcare, the Fungi and Fungal Derivatives Exclusion can significantly affect your risk exposure and insurance strategy. Let's talk about it.

The Terrorism Exclusion is designed to limit the insurer’s liability in the event of large-scale, intentional attacks that could cause catastrophic damage or loss of life. Without this exclusion, insurers could be exposed to overwhelming financial risk. Let's talk about it.

A data exclusion in your business insurance policy is a provision that removes coverage for certain types of losses involving data. Let's talk about it.

Malware stands for malicious software — software specifically designed to infiltrate, damage, or disrupt your devices and systems. Its main goals are to steal your data, spy on your activities, or even take control of your entire system. Let's talk about it.

Think that contract is simple? Think again. Small business owners risk lawsuits and financial losses when they skip professional contract review. Here’s how to protect yourself.

In 2024 alone, more than $8 billion has been paid out by Canadian insurers for claims associated with property damage and liability. They are paying out more in claims than the government has allocated for climate adaptation.