Workplace accidents can happen to anyone. When they do, knowing the proper steps can protect your health and financial security.

The Terrorism Exclusion is designed to limit the insurer’s liability in the event of large-scale, intentional attacks that could cause catastrophic damage or loss of life. Without this exclusion, insurers could be exposed to overwhelming financial risk. Let's talk about it.

A data exclusion in your business insurance policy is a provision that removes coverage for certain types of losses involving data. Let's talk about it.

The “Illegal Drug Operations” exclusion can have significant implications for business owners, especially those leasing or owning property, operating in shared spaces, or renting to third parties. Here’s what you need to know.

fire protection systems are not just a safety measure, they’re a key part of the risk management strategy. Automatic Fire Extinguishing System Warranty can significantly influence how coverage responds in the event of a loss—and whether a claim is paid at all. Let's talk about it.

Here’s something many business owners don’t realize: if your insurance policy includes a burglar alarm system warranty, it can directly affect whether a claim is paid in full—or at all.

If your commercial property is equipped with a sprinkler system — whether it’s in a warehouse, office, restaurant, or retail space — chances are your insurance policy includes this warranty. Let's talk about it.