DIY legal documents can create massive risk for small business owners. Learn why customized, reviewed agreements offer real protection—especially under Canadian law.

Personal Injury and Advertising Injury coverage responds when your business is accused of causing harm through things like libel, slander, invasion of privacy, copyright infringement, or misleading advertising. Let's talk about it.

Companies are facing lawsuits alleging PFAS contamination of soil, water, and air. Cleanup costs can reaching hundreds of millions of dollars. In response, insurers have begun to limit their exposure by introducing PFAS exclusions in various liability policies. Let's talk about it.

Hold Harmless and Waiver of Subrogation carry important legal and financial consequences that every business owner should fully understand. Let's talk about it.

Pollution Exclusion removes coverage for cleanup costs due to the release or escape of pollutants including substances like chemicals, waste materials, mould, and even common substances like oil or refrigerants.

As a daycare, youth sports league, after-school program, or summer camp - you’re entrusted with the safety and well-being of young people. Are you covered should a claim of abuse arise? Let's talk about it.

If your business relies on vendor agreements, leases, service contracts, or subcontractors, Contractual Liability Endorsement can determine what happens when your business assumes liability through a contract. Let's talk about it.

The Communicable Disease Exclusion Clause significantly alters the way coverage applies to businesses in the event of disease transmission claims, and understanding its implications is crucial for risk management. Let's talk about it.