Even though cannabis is legal in many states, it’s still classified as a Schedule I substance under federal law. That creates barriers for large banks and traditional lenders, who often avoid cannabis financing altogether.

In today’s market, getting a traditional bank loan can feel impossible. Recent reports show that small business loan approval rates at big banks dropped below 15% in early 2025

Discover how business barter websites use trade credits to help companies conserve cash, move inventory, and access services affordably.