Liza J. Lee | WBN News Vancouver | August 20, 2025

Bitcoin adoption is a measurable shift in how people and businesses interact with money. With North America at the forefront, the next decade promises a transformation in financial access, investment strategy, and digital commerce globally.

đź“Ś At A Glance

  • North America leads global Bitcoin adoption at 10.7% ownership
  • Global adoption for Bitcoin is expected to reach 20% by 2035
  • Businesses can benefit from lower transaction fees and borderless payments
  • Regulatory clarity is improving, especially in the U.S. and Canada

🔍 What Is It?

Bitcoin is a decentralized digital currency launched in 2009, designed to operate without a central bank. It uses blockchain technology to record transactions securely and transparently. Over the past 15 years, Bitcoin has evolved from a niche tech experiment into a globally recognized asset class and payment system.

To accelerate Bitcoin adoption, businesses can begin accepting it for transactions, supported by scalable technologies like the Lightning Network for fast, low-cost payments. Financial education and user-friendly tools are key to onboarding new users, while clear regulatory frameworks—such as those emerging in North America—can build trust and legitimacy. 

đź’ˇ Why It Benefits Users or Small Biz

For small business owners and solopreneurs, Bitcoin offers a few key advantages:

  • Lower Fees: Accepting Bitcoin on the Lightning network such as through CoinOs.io can reduce payment processing costs compared to traditional credit card systems.
  • Global Reach: Bitcoin enables borderless transactions, opening doors to international customers without currency exchange headaches. 
  • Inflation Hedge: As a deflationary asset unlike fiat currencies, Bitcoin can serve as a store of value in volatile economic climates.
  • Tech Credibility: Accepting crypto signals innovation and forward-thinking to customers and partners.

🛡️ Trust, Safety, and Regulation

North America’s regulatory landscape is maturing. The U.S. has approved Bitcoin ETFs, and Canada continues to support crypto innovation through clear guidelines. In 2025, Trump signed an executive order to establish a strategic bitcoin reserve as a permanent reserve asset for the U.S., funded by the Treasury's forfeited bitcoin. Agencies will explore transferring their bitcoin to this reserve. While volatility remains a concern, increased oversight and institutional adoption are helping legitimize Bitcoin as a secure financial tool. 

🌍 Broader Impact

Globally, Bitcoin adoption is projected to hit 20% by 2035, with South America and Asia showing rapid growth. As more governments explore central bank digital currencies (CBDCs), Bitcoin’s role as a decentralized alternative becomes even more relevant. 

For businesses, this means preparing for a future where digital assets are part of everyday operations—from payroll to cross-border trade. Integrating Bitcoin into loyalty programs and everyday financial activities further normalizes its use; businesses can help pave the way for Bitcoin to evolve from a speculative asset into a practical tool for commerce and financial empowerment.

🧩 Signature

Liza J. Lee – Contributor, WBN News | Follow Me on X

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