Joel is an insurance and financing advisor who helps individuals and business owners manage risk through Starisks Insurance, and provides fast, flexible hard money loans to fund real estate deals, renovations and investments through HMMB Funder LLC.
Commercial property insurance protects buildings, contents, and income, but exclusions like floods, earthquakes, and wear-and-tear mean custom coverage is key.
Not sure when to call your insurance broker? From big purchases to life changes, claims, and business growth—timing is everything for the right coverage.
Life insurance costs rise with age, health risks, and policy type. Learn how term vs. permanent life policies are priced and when to lock in the best rates.
Before you auto-renew your home insurance, read this. From rebuild costs to hidden exclusions and deductible surprises, this guide walks you through everything you need to check to avoid costly mistakes in 2025.
Florida’s 2025 real estate market is shifting fast. Rising inventory, motivated sellers, and luxury growth are creating new opportunities for savvy investors.
