In today’s market, getting a traditional bank loan can feel impossible. Recent reports show that small business loan approval rates at big banks dropped below 15% in early 2025

Bridge loans offer short-term, high-leverage financing to help real estate investors act fast, fund projects, and scale without traditional delays.

This is one of the top questions I get asked, and the answer? Well, it’s not that simple. In today’s unpredictable Toronto market, the right move depends on your lifestyle, goals, and risk tolerance. Let’s break it down.