Should You Rent or Buy a Cottage in B.C. This Summer?

✍️By Debbie Balfour | WBN News | May 24, 2025 | Click HERE for your FREE Subscription to WBN News and/or to be a Contributor.

With demand heating up and summer around the corner, now’s the time to decide—will you rent that perfect B.C. cottage, or buy and turn it into your all-season escape? As British Columbia enters peak vacation season, the lure of scenic lakes, mountain backdrops, and cozy forest cabins is hard to resist. But the question remains—should you rent a cottage or take the plunge and buy? Let’s break down the decision.

Pros of Renting:
Renting gives you the freedom to explore multiple regions—from Shuswap Lake to the Sunshine Coast—without long-term commitment. It’s low maintenance, no property taxes or repairs, and is ideal for short-term summer getaways. Rentals let you enjoy top-tier spots that might be out of reach to own.

Cons of Renting:
B.C. cottage rentals are hot in the summer, driving prices up and limiting availability. Bookings must be made months in advance, and you miss the chance to build equity or customize your retreat.

Pros of Buying:
Buying a cottage secures a personal getaway and gives you an asset that typically appreciates. Summer brings prime rental income opportunities. Owners can charge premium rates in peak season. A B.C. cottage also serves as a year-round family retreat, from summer lakes to snowy mountain escapes.

And now may be the right time to buy; 2025 has ushered in a more balanced B.C. cottage market. Price growth is stabilizing, inventory is up, and many sellers are more negotiable. Waterfront property prices have dipped slightly, and longer days on market give buyers more leverage. This cooling trend offers a rare chance to enter the market with greater bargaining power.

Cons of Buying:
Ownership comes with ongoing expenses—maintenance, insurance, property tax—and a high upfront investment. Managing it as a rental adds responsibility unless you hire help.

Whether you’re looking for one epic summer or a lifetime of getaways, the right move this year could unlock both lifelong memories and income potential. Decide based on your lifestyle, budget, and how often you plan to escape to B.C.'s breathtaking cottage country.

Debbie Balfour | Real Estate Investing Success Coach + Podcast Host
📍 Website: www.DebbieBalfour.com
📧 Email: Debbie@DebbieBalfour.com
🔗 LinkedIn: Debbie Balfour
▶️ YouTube Channel: youtube.com/@DebbieBalfour

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