Joel Goldman

Even though cannabis is legal in many states, it’s still classified as a Schedule I substance under federal law. That creates barriers for large banks and traditional lenders, who often avoid cannabis financing altogether.

Cannabis operators struggle with capital access as banks say no. Private business loans from HMMB bridge gaps for payroll, equipment, and growth.

Don’t auto-renew. Learn how to check rebuild value, exclusions, storm deductibles, valuables limits, and ALE—plus smart add-ons to close coverage gaps.

Cannabis transportation faces unique risks—denied claims, cargo theft, accident liability, and compliance gaps. Specialized commercial auto coverage keeps your supply chain protected and compliant.

Traditional banks won’t finance cannabis businesses, leaving operators stuck. Hard money loans provide fast, flexible funding for property, refinancing, and expansion.

Fix & flip projects are most exposed during renovation. Builder’s Risk Insurance covers the structure, materials, theft, weather losses, and delays so you can protect profits and timelines.

Vacation homes aren’t covered like primary residences. Review flood/windstorm, vacancy, and short-term rental gaps, update dwelling limits, and add umbrella protection before peak season.

Cash-heavy cannabis businesses face theft, compliance risks, and inefficiency. Smart cash handling strategies protect profits and ensure compliance.