Joel Goldman

Don’t auto-renew. Learn how to check rebuild value, exclusions, storm deductibles, valuables limits, and ALE—plus smart add-ons to close coverage gaps.

Cannabis transportation faces unique risks—denied claims, cargo theft, accident liability, and compliance gaps. Specialized commercial auto coverage keeps your supply chain protected and compliant.

Traditional banks won’t finance cannabis businesses, leaving operators stuck. Hard money loans provide fast, flexible funding for property, refinancing, and expansion.

Fix & flip projects are most exposed during renovation. Builder’s Risk Insurance covers the structure, materials, theft, weather losses, and delays so you can protect profits and timelines.

Vacation homes aren’t covered like primary residences. Review flood/windstorm, vacancy, and short-term rental gaps, update dwelling limits, and add umbrella protection before peak season.

Cash-heavy cannabis businesses face theft, compliance risks, and inefficiency. Smart cash handling strategies protect profits and ensure compliance.

General Liability Insurance (GLI) protects businesses from bodily injury, property damage, product liability, and advertising claims—safeguarding cash flow.

In today’s market, getting a traditional bank loan can feel impossible. Recent reports show that small business loan approval rates at big banks dropped below 15% in early 2025