Keep Your Job and Succeed in Real Estate Investing

✍️By Debbie Balfour | WBN News | June 2, 2025 | Click HERE for your FREE Subscription to WBN News and/or to be a Contributor.

As interest in real estate investing continues to grow, many aspiring investors are under the impression that they must leave their full-time jobs to succeed. However, industry experts increasingly advise a different approach—build while you earn.

Remaining employed while launching a real estate investing business offers several key advantages. First and foremost, a full-time income provides the financial stability necessary to qualify for traditional mortgage financing. Banks typically require two years of self-employed income before approving loans. Without a job, securing financing can become difficult, if not impossible.

In addition, job-based income provides access to unsecured credit such as personal lines of credit and credit cards, which can be critical to funding early real estate projects. Many investors leverage pre-approved credit opportunities while still employed to build a safety net before transitioning to full-time entrepreneurship.

Experts also emphasize the importance of building business infrastructure while employed. This includes automating systems, organizing bookkeeping, setting up customer relationship management (CRM) tools, and creating repeatable processes. By managing these tasks on a part-time basis, investors reduce burnout and increase long-term sustainability.

Another consideration is lifestyle cost. Those leaving employment too soon often underestimate living expenses and overestimate early real estate income. A recommended strategy is to establish a 12-month income cushion and account for inflation, healthcare, and personal benefits typically covered by an employer.

Real estate investing, while flexible, is still a business. Building a strategy tailored to individual resources, goals, and schedules is crucial. Investing part-time enables experimentation with rental models, financing approaches, and property types without the pressure of needing immediate full-time income.

The path to financial freedom through real estate does not require immediate sacrifice of job security. With proper planning, part-time investors can transition to full-time entrepreneurship with confidence and sustainability.

Debbie Balfour | Real Estate Investing Success Coach + Podcast Host
📍 Website: www.DebbieBalfour.com
📧 Email: Debbie@DebbieBalfour.com
🔗 LinkedIn: Debbie Balfour
▶️ YouTube Channel: youtube.com/@DebbieBalfour

Join the FREE Facebook Group: Let's Talk Real Estate Investing

TAGS: #Real Estate Investing #Financial Freedom #Wealth Building #Investor Strategy #Part Time Investing #Smart Money Moves #REI Business #WBN News Langley #WBN News Abbotsford #WBN News Okanagan #Debbie Balfour