Real Estate Investing Without Banks

✍️ By Debbie Balfour | WBN News | October 3, 2025 | Click HERE for your FREE Subscription to WBN News and/or to be a Contributor.

What if you could invest in real estate with no agent, no bank, and no big savings?

In this incredible episode of Let’s Talk Real Estate Investing, host Debbie Balfour sits down with real estate investor Julieta Duvall, who built her rental portfolio during the 2008 crash, starting with a $7,000 foreclosure deal.

Julieta didn’t follow the traditional path. No 20-property empire. No massive loans. Instead, she focused on intentional growth, smart negotiation, and a deep “why” to create financial flexibility and freedom for her family. Her story is proof that real estate investing is not one-size-fits-all.

🔑 Key Takeaways from the Episode:

1. Start Where You Are
Julieta’s first investment happened almost accidentally; she rented out her husband’s childhood home to qualify for a new mortgage. That decision opened the door to her real estate journey.

2. Buy Smart, Even During a Market Crash
She purchased her first foreclosure for $7,000 by asking the bank to lower the price from $ 12,000 after spotting major repairs. They said yes. Why? Because she asked.

3. Learn Creative Financing Tools
Julieta demystifies the land contract (also known as seller financing), which allowed her to buy homes directly from owners, without a bank. This is a powerful tool for buyers and sellers who want flexibility.

4. Relationships Matter More Than Money
In every deal, Julieta’s success came from building real relationships. Whether helping her parents find housing or buying from landlords ready to pass the torch, her story shows the human side of real estate investing.

5. Evictions, Insurance Claims, and Lessons Learned
Julieta doesn’t sugarcoat the hard parts. From her first eviction to navigating insurance for a roof repair, she shares the raw truth, plus how asking the right questions saved her thousands.

6. Dream Big. Start Small.
From unschooling her kids to planning a mixed-use property in Mexico, Julieta reminds us: "What you want is on the other side of fear." Her advice? Break big dreams into small steps and take action now.

🎧 Watch the Full Episode Now:
👉 No Agent. No Bank. No Problem. Real Estate Secrets You’ve Never Heard

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Debbie Balfour | Real Estate Investing Success Coach + Podcast Host
📍 Website: www.DebbieBalfour.com
📧 Email: Debbie@DebbieBalfour.com
🔗 LinkedIn: Debbie Balfour
▶️ YouTube Channel: youtube.com/@DebbieBalfour

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TAGS: #Real Estate Investing #Let's Talk Real Estate Investing #Seller Financing #Financial Freedom #Passive Income #Land Contracts #Women Investors #WBN TV #WBN News Langley #WBN News Abbotsford #WBN News Okanagan #Debbie Balfour