✍️ By Debbie Balfour | WBN News | July 23, 2025 | Click HERE for your FREE Subscription to WBN News and/or to be a Contributor.

Let’s be honest—most people have no idea what their retirement money is doing.

The majority of Canadians funnel their hard-earned cash into RRSPs and TFSAs, blindly trusting mutual funds, ETFs, or stocks to grow their future wealth. But here’s the problem: markets go up, markets go down, and most investors ride that emotional rollercoaster year after year. One crash can wipe out years of gains. Yet millions keep doing the same thing, hoping this time will be different.

Now imagine putting that same registered money into something tangible, something you can see, touch, and control: real estate.

Here’s the kicker: you can invest your RRSPs, TFSAs, and even LIRAs into real estate. And yes, it’s legal, smart, and a whole lot more stable.

How It Works:
To invest registered funds into real estate, you simply need a self-directed registered account with a trust company that allows non-traditional investments. These accounts give you full control to direct your money into real estate-backed opportunities, like mortgages, REITs, or syndicated deals.

Instead of gambling on a stock's next quarterly report, you could be earning steady returns from rental income or mortgage interest, often in the 8%–12% range annually.

Why It’s Smarter:

  • Real assets: You’re backed by bricks, not boardroom drama.
  • Predictable income: Monthly cash flow beats waiting on dividends.
  • Stability: Real estate doesn’t drop 30% overnight like stocks.
  • Tax sheltering: Gains remain tax-deferred or tax-free inside your registered accounts.

Most people aren’t aware they can do this. But wealthy Canadians? They’ve been using registered funds to buy real estate for decades.

The Bottom Line:
You can stay on the rollercoaster, or you can get off, reclaim control, and build your retirement on solid ground. Real estate gives you leverage, stability, and long-term wealth growth. It’s time your money worked as hard as you do.

Debbie Balfour | Real Estate Investing Success Coach + Podcast Host
📍 Website: www.DebbieBalfour.com
📧 Email: Debbie@DebbieBalfour.com
🔗 LinkedIn: Debbie Balfour
▶️ YouTube Channel: youtube.com/@DebbieBalfour

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TAGS: #Real Estate Investing #RRSP Strategies #Financial Freedom #Wealth Building #Smart nvesting #Passive Income #WBN News Langley #WBN News Abbotsford #WBN News Okanagan #Debbie Balfour

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