What Injuries Qualify for Workers’ Compensation?

✍️ By Joel Goldman | WBN News USA | July 31st, 2025 |

Workplace injuries don’t just affect your health—they impact your livelihood. Workers’ compensation is designed to protect employees injured or made ill on the job, but not every injury automatically qualifies. Knowing what’s covered can help you take the right steps.

Common Work-Related Injuries
The top five workplace injuries include:

· Strains and sprains from heavy lifting or repetitive motion

· Cuts and lacerations from tools or machinery

· Bruises and contusions from slips or impacts

· Fractures from falls or heavy equipment

· Inflammation injuries, such as tendonitis or bursitis

These often occur in high-risk industries like construction, healthcare, and warehousing.

Categories of Compensable Injuries
Work injuries typically fall into three categories:

· Physical injuries: Immediate trauma like fractures or burns

· Occupational illnesses: Long-term exposure injuries like asthma or hearing loss

· Mental health conditions: PTSD or anxiety linked to workplace trauma

Physical injuries are easier to prove, but illnesses and mental conditions require more documentation.

What Gets the Highest Compensation?
Injuries leading to permanent disability, like spinal damage or amputations, often result in the highest payouts. These injuries significantly reduce earning potential and may require lifelong medical care.

The Leading Cause: Slips, Trips, and Falls
Slips and falls are the most frequent cause of workplace claims. Poor lighting, wet floors, or lack of PPE are often to blame—issues that can usually be prevented with proper training and oversight.

Joel Goldman | Insurance and Financing Advisor

At Starisks Insurance, Joel helps individuals and business owners navigate risk with tailored commercial, personal, and specialty coverage. Through HMMB Funder LLC, he provides fast, flexible hard money loans to fund real estate deals, renovations, and investment opportunities.

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TAGS:

#Workers Compensation, #Workplace Injury, #Injury Law, #Employee Rights, #Business Insurance, #Starisks Insurance, #Joel Goldman

Editor for WBN: Chris Sturges

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