Hurricane Season
By Joel Goldman | WBN News | July 17, 2025
Each hurricane season brings more than winds and flooding—it brings delays, financing hurdles, and uncertainty that can derail even the best real estate deals. For investors in coastal regions like Florida, the Carolinas, Texas, and Louisiana, understanding these risks is critical to staying competitive.
The Hidden Threat: Insurance & Closing Delays
When a hurricane is named, major insurers often suspend binding new policies in the affected area. Without insurance, closings stall, appraisals are canceled, and contractors pause work. Deals fall apart not because of bad fundamentals, but because of bad timing.
With NOAA forecasting 17–25 named storms this year, investors must plan for more than just property damage—they need strategies for financing and timing.
The Bigger Risk: Missed Opportunities
The real danger isn’t just storm damage, but the inability to close or refinance fast enough. If you can’t bind insurance, your financing sits idle while others swoop in once the storm passes.
How to Stay Ahead This Hurricane Season
👉 Use Flexible Lenders: Choose lenders who understand seasonal risks and underwrite based on asset value, not just traditional criteria.
👉 Secure Funding Early: Have proof of funds or term sheets ready before hurricane season heats up.
👉 Know Local Regulations: Florida’s insurance rules differ from Texas or the Carolinas—work with partners who know your market.
👉 Create a Capital Buffer: Be prepared with extra cash or credit for unexpected costs or delays.
How HMMB Funder Can Help
HMMB Funder specializes in flexible, asset-backed loans for investors who need to close quickly—even when insurers pause new policies. Our underwriting focuses on your deal’s potential, helping you stay proactive when others are sidelined by uncertainty.
Joel Goldman | Insurance and Financing Advisor
At Starisks Insurance, Joel helps individuals and business owners navigate risk with tailored commercial, personal, and specialty coverage. Through HMMB Funder LLC, he provides fast, flexible hard money loans to fund real estate deals, renovations, and investment opportunities.
🌐 Starisks Insurance Website: www.starisks.com
🌐 HMMB Funder LLC Website: www.hardmoneyfundermb.com
📞 Phone: +1 929-520-9596
🔗 LinkedIn: Joel Goldman
▶️ YouTube Channel: www.youtube.com/@StarisksInsurance
👉 Book Your FREE Initial Consultation via Calendly: Book Now
META TAGS:
Hurricane season delays deals—learn how real estate investors can protect closings and financing with flexible funding.
TAGS: #Hurricane Season #Real Estate Investing #Hard Money Loans #Property Investing #HMMBFunder #Deal Funding #Joel Goldman
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